About the Course

Virginia Health Insurance Exam (11-06) Prep Course  Includes Online Videos & E-Books for: Health Insurance Regulations  for USA Health Insurance Regulations for Virginia Four(4) 105-Question Simulated License Exams Course Audiobook Recording LIVE Daily Coaching Call @ 9pm est

Meet Your Instructor  Michael McMeniman, LUTCF, CLTC 

Michael McMeniman, LUTCF, CLTC has spent decades teaching Financial Services (10,000+ students), self-published 13 financial books and served 100's of families as both a Financial Professional and as a Pastor.

Course Curriculum

9 Chapters · 202 Lessons

  1. 1

    Introduction to Health Insurance - USA

    1. (Included in full purchase)

      Congratulations & Welcome

    2. (Included in full purchase)

      Introduction to Health Insurance - USA

  2. 2

    Health Insurance Basics

    1. (Included in full purchase)

      Foundations

    2. (Included in full purchase)

      H–1: What perils are insured against by health insurance?

    3. (Included in full purchase)

      H–2: Can I buy a specific health insurance policy to address a specific peril?

    4. (Included in full purchase)

      H–3: Are there different types of health insurance policies?

    5. (Included in full purchase)

      H–4: What common exclusions exist in health insurance policies?

    6. (Included in full purchase)

      Quiz # 1 - HQ-1 thru HQ-5 - Health Insurance Basics

    7. (Included in full purchase)

      HQ-1 Health Insurance Quiz Question

    8. (Included in full purchase)

      HQ-2 Health Insurance Quiz Question

    9. (Included in full purchase)

      HQ-3 Health Insurance Quiz Question

    10. (Included in full purchase)

      HQ-4 Health Insurance Quiz Question

    11. (Included in full purchase)

      HQ-5 Health Insurance Quiz Question

    12. (Included in full purchase)

      Marketing, Underwriting and Replacement

    13. (Included in full purchase)

      H–5: What do agents need to be aware of when marketing health insurance?

    14. (Included in full purchase)

      H–6: What does an agent do as a field underwriter?

    15. (Included in full purchase)

      H–7: What does the insurer do as a home-office underwriter?

    16. (Included in full purchase)

      H–8: What risk classifications can the underwriter choose?

    17. (Included in full purchase)

      H–9: What must be considered when replacing health insurance?

    18. (Included in full purchase)

      Quiz # 2 - HQ-6 thru HQ-10 - Marketing, Underwriting & Replacement

    19. (Included in full purchase)

      HQ-6 Health Insurance Quiz Question

    20. (Included in full purchase)

      HQ-7 Health Insurance Quiz Question

    21. (Included in full purchase)

      HQ-8 Health Insurance Quiz Question

    22. (Included in full purchase)

      HQ-9 Health Insurance Quiz Question

    23. (Included in full purchase)

      HQ-10 Health Insurance Quiz Question

  3. 3

    Health Policy Provisions

    1. (Included in full purchase)

      Mandatory Uniform Policy Provisions

    2. (Included in full purchase)

      H–10: What are the Mandatory (required) Uniform Policy Provisions?

    3. (Included in full purchase)

      Quiz # 3 - HQ-11 thru HQ-20 - Health Policy Provisions

    4. (Included in full purchase)

      HQ-11 Health Insurance Quiz Question

    5. (Included in full purchase)

      HQ-12 Health Insurance Quiz Question

    6. (Included in full purchase)

      HQ-13 Health Insurance Quiz Question

    7. (Included in full purchase)

      HQ-14 Health Insurance Quiz Question

    8. (Included in full purchase)

      HQ-15 Health Insurance Quiz Question

    9. (Included in full purchase)

      HQ-16 Health Insurance Quiz Question

    10. (Included in full purchase)

      HQ-17 Health Insurance Quiz Question

    11. (Included in full purchase)

      HQ-18 Health Insurance Quiz Question

    12. (Included in full purchase)

      HQ-19 Health Insurance Quiz Question

    13. (Included in full purchase)

      HQ-20 Health Insurance Quiz Question

    14. (Included in full purchase)

      Optional Uniform Policy Provisions

    15. (Included in full purchase)

      H–11: What are the Optional Uniform Policy Provisions?

    16. (Included in full purchase)

      Quiz # 4 - HQ-21 thru HQ-25 - Optional Uniform Policy Provisions

    17. (Included in full purchase)

      HQ-21 Health Insurance Quiz Question

    18. (Included in full purchase)

      HQ-22 Health Insurance Quiz Question

    19. (Included in full purchase)

      HQ-23 Health Insurance Quiz Question

    20. (Included in full purchase)

      HQ-24 Health Insurance Quiz Question

    21. (Included in full purchase)

      HQ-25 Health Insurance Quiz Question

    22. (Included in full purchase)

      Common Policy Provisions

    23. (Included in full purchase)

      H–12: What are some Common Policy Provisions?

    24. (Included in full purchase)

      H–13: What are some common policy renewability provisions?

    25. (Included in full purchase)

      Quiz # 5 - HQ-26 thru HQ-30 - Common Policy Provisions

    26. (Included in full purchase)

      HQ-26 Health Insurance Quiz Question

    27. (Included in full purchase)

      HQ-27 Health Insurance Quiz Question

    28. (Included in full purchase)

      HQ-28 Health Insurance Quiz Question

    29. (Included in full purchase)

      HQ-29 Health Insurance Quiz Question

    30. (Included in full purchase)

      HQ-30 Health Insurance Quiz Question

  4. 4

    Medical Plans For Individuals

    1. (Included in full purchase)

      Types of Medical Plans for Individuals

    2. (Included in full purchase)

      H–14: What are the significant types of medical care?

    3. (Included in full purchase)

      H–15: What is a Major Medical Plan?

    4. (Included in full purchase)

      H–16: What is a Comprehensive Medical Expense Plan?

    5. (Included in full purchase)

      H–17: What is a Managed Care Plan?

    6. (Included in full purchase)

      H–18: What is a Health Maintenance Organization (HMO)?

    7. (Included in full purchase)

      H–19: What services are provided by a Preferred Provider Organization (PPO)?

    8. (Included in full purchase)

      H–20: What services are provided by a Point–of–Service (POS) Plan?

    9. (Included in full purchase)

      H–21: What are some additional methods of containing healthcare costs?

    10. (Included in full purchase)

      H–22: How does healthcare work for military families?

    11. (Included in full purchase)

      Quiz # 6 - HQ-31 thru HQ-40 - Types of Medical Plans for Individuals

    12. (Included in full purchase)

      HQ-31 Health Insurance Quiz Question

    13. (Included in full purchase)

      HQ-32 Health Insurance Quiz Question

    14. (Included in full purchase)

      HQ-33 Health Insurance Quiz Question

    15. (Included in full purchase)

      HQ-34 Health Insurance Quiz Question

    16. (Included in full purchase)

      HQ-35 Health Insurance Quiz Question

    17. (Included in full purchase)

      HQ-36 Health Insurance Quiz Question

    18. (Included in full purchase)

      HQ-37 Health Insurance Quiz Question

    19. (Included in full purchase)

      HQ-38 Health Insurance Quiz Question

    20. (Included in full purchase)

      HQ-39 Health Insurance Quiz Question

    21. (Included in full purchase)

      HQ-40 Health Insurance Quiz Question

    22. (Included in full purchase)

      Health Savings Accounts and Portability Laws (HIPAA)

    23. (Included in full purchase)

      H–23: What medical care plans exist today to help consumers plan for anticipated medical expenses?

    24. (Included in full purchase)

      H–24: What are a patient’s HIPAA information privacy protections?

    25. (Included in full purchase)

      H–25: How are patients protected from periods of lapsed coverage?

    26. (Included in full purchase)

      Quiz # 7 - HQ-41 thru HQ-45 - Health Savings Accounts and Portability Laws (HIPAA)

    27. (Included in full purchase)

      HQ-41 Health Insurance Quiz Question

    28. (Included in full purchase)

      HQ-42 Health Insurance Quiz Question

    29. (Included in full purchase)

      HQ-43 Health Insurance Quiz Question

    30. (Included in full purchase)

      HQ-44 Health Insurance Quiz Question

    31. (Included in full purchase)

      HQ-45 Health Insurance Quiz Question

    32. (Included in full purchase)

      Dental Insurance

    33. (Included in full purchase)

      H–26: What does a Dental Insurance plan cover?

    34. (Included in full purchase)

      Quiz # 8 - HQ-46 thru HQ-50 - Dental Insurance

    35. (Included in full purchase)

      HQ-46 Health Insurance Quiz Question

    36. (Included in full purchase)

      HQ-47 Health Insurance Quiz Question

    37. (Included in full purchase)

      HQ-48 Health Insurance Quiz Question

    38. (Included in full purchase)

      HQ-49 Health Insurance Quiz Question

    39. (Included in full purchase)

      HQ-50 Health Insurance Quiz Question

  5. 5

    Medical Plans For Groups

    1. (Included in full purchase)

      Employer Group Health Insurance & COBRA

    2. (Included in full purchase)

      H–27: What services are provided by a Group Health Plan?

    3. (Included in full purchase)

      H–28: What protection does an employee who loses their health coverage have?

    4. (Included in full purchase)

      H–29: What are COBRA Qualifying Events?

    5. (Included in full purchase)

      Quiz # 9 - HQ-51 thru HQ-55 - Employer Group Health Insurance & COBRA

    6. (Included in full purchase)

      HQ-51 Health Insurance Quiz Question

    7. (Included in full purchase)

      HQ-52 Health Insurance Quiz Question

    8. (Included in full purchase)

      HQ-53 Health Insurance Quiz Question

    9. (Included in full purchase)

      HQ-54 Health Insurance Quiz Question

    10. (Included in full purchase)

      HQ-55 Health Insurance Quiz Question

  6. 6

    Senior Citizens & Special Needs Insurance

    1. (Included in full purchase)

      Medicare Eligibility & Benefits

    2. (Included in full purchase)

      H–30: What is Medicare, and why is it needed?

    3. (Included in full purchase)

      H–31: How does one become eligible for and enroll in Medicare Part A?

    4. (Included in full purchase)

      H–32: What does Medicare Part A cover, and how does it work?

    5. (Included in full purchase)

      H–33: What is a Skilled Nursing Facility (SNF)?

    6. (Included in full purchase)

      H–34: Are there any gaps in Medicare Part A coverage?

    7. (Included in full purchase)

      H–35: What does Medicare Part B cover, and how does it work?

    8. (Included in full purchase)

      H–36: Are there any gaps in Medicare Part B coverage?

    9. (Included in full purchase)

      H–37: What other charges must an individual be concerned about?

    10. (Included in full purchase)

      H–38: What benefits are provided in a hospice situation?

    11. (Included in full purchase)

      Quiz # 10 - HQ-56 thru HQ-65 - Medicare Eligibility & Benefits

    12. (Included in full purchase)

      HQ-56 Health Insurance Quiz Question

    13. (Included in full purchase)

      HQ-57 Health Insurance Quiz Question

    14. (Included in full purchase)

      HQ-58 Health Insurance Quiz Question

    15. (Included in full purchase)

      HQ-59 Health Insurance Quiz Question

    16. (Included in full purchase)

      HQ-60 Health Insurance Quiz Question

    17. (Included in full purchase)

      HQ-61 Health Insurance Quiz Question

    18. (Included in full purchase)

      HQ-62 Health Insurance Quiz Question

    19. (Included in full purchase)

      HQ-63 Health Insurance Quiz Question

    20. (Included in full purchase)

      HQ-64 Health Insurance Quiz Question

    21. (Included in full purchase)

      HQ-65 Health Insurance Quiz Question

    22. (Included in full purchase)

      Medicare Supplement Insurance

    23. (Included in full purchase)

      H–39: How are the coverage gaps in Medicare Parts A and B best handled?

    24. (Included in full purchase)

      H–40: Who and what do Medicare Supplement policies cover?

    25. (Included in full purchase)

      H–41: Are there any special regulations that apply to the marketing of Medicare Supplement policies?

    26. (Included in full purchase)

      H–42: What are the special disclosure requirements for Medicare Supplement policies?

    27. (Included in full purchase)

      H–43: Once outside the initial Open Enrollment Period, are there any Guaranteed Issue Rights for the insured?

    28. (Included in full purchase)

      Quiz # 11 - HQ-66 thru HQ-70 - Medicare Supplement Insurance

    29. (Included in full purchase)

      HQ-66 Health Insurance Quiz Question

    30. (Included in full purchase)

      HQ-67 Health Insurance Quiz Question

    31. (Included in full purchase)

      HQ-68 Health Insurance Quiz Question

    32. (Included in full purchase)

      HQ-69 Health Insurance Quiz Question

    33. (Included in full purchase)

      HQ-70 Health Insurance Quiz Question

    34. (Included in full purchase)

      Medicare Advantage Plans & Medicare Part D

    35. (Included in full purchase)

      H–44: What do Medicare Part C (Medicare Advantage) plans cover?

    36. (Included in full purchase)

      H–45: Is Medicare Advantage free?

    37. (Included in full purchase)

      H–46: What extra coverage does a Medicare Advantage plan include?

    38. (Included in full purchase)

      H–47: What are the Part C Guaranteed Issue Rights for the insured?

    39. (Included in full purchase)

      H–48: How does Medicare Part D work, and how does it share costs?

    40. (Included in full purchase)

      Quiz # 12 - HQ-71 thru HQ-75 - Medicare Advantage & Medicare Part D

    41. (Included in full purchase)

      HQ-71 Health Insurance Quiz Question

    42. (Included in full purchase)

      HQ-72 Health Insurance Quiz Question

    43. (Included in full purchase)

      HQ-73 Health Insurance Quiz Question

    44. (Included in full purchase)

      HQ-74 Health Insurance Quiz Question

    45. (Included in full purchase)

      HQ-75 Health Insurance Quiz Question

    46. (Included in full purchase)

      Medicaid

    47. (Included in full purchase)

      H–49: How does Medicaid work for lower-income individuals?

    48. (Included in full purchase)

      Quiz # 13 - HQ-76 thru HQ-80 - Medicaid

    49. (Included in full purchase)

      HQ-76 Health Insurance Quiz Question

    50. (Included in full purchase)

      HQ-77 Health Insurance Quiz Question

    51. (Included in full purchase)

      HQ-78 Health Insurance Quiz Question

    52. (Included in full purchase)

      HQ-79 Health Insurance Quiz Question

    53. (Included in full purchase)

      HQ-80 Health Insurance Quiz Question

    54. (Included in full purchase)

      Long Term Care (Custodial Care)

    55. (Included in full purchase)

      H–50: Is there a policy that provides protection for custodial care?

    56. (Included in full purchase)

      H–51: What does a Long Term Care policy cover?

    57. (Included in full purchase)

      H–52: What exclusions are common in a Long Term Care policy?

    58. (Included in full purchase)

      H–53: What are the other benefit requirements in a Long Term Care policy?

    59. (Included in full purchase)

      H–54: What are some unique features of a Long Term Care policy?

    60. (Included in full purchase)

      H–55: What are the marketing or disclosure requirements for Long Term Care policies?

    61. (Included in full purchase)

      H–56: What is a Long Term Care Partnership (LTC-P) policy?

    62. (Included in full purchase)

      Quiz # 14 - HQ-81 thru HQ-85 - Long Term Care (Custodial Care)

    63. (Included in full purchase)

      HQ-81 Health Insurance Quiz Question

    64. (Included in full purchase)

      HQ-82 Health Insurance Quiz Question

    65. (Included in full purchase)

      HQ-83 Health Insurance Quiz Question

    66. (Included in full purchase)

      HQ-84 Health Insurance Quiz Question

    67. (Included in full purchase)

      HQ-85 Health Insurance Quiz Question

  7. 7

    Disability Income Insurance

    1. (Included in full purchase)

      DI Benefits, Provisions and Riders

    2. (Included in full purchase)

      H–57: What are the underwriting concerns with Disability Income (DI) insurance policies?

    3. (Included in full purchase)

      H–58: What are the common definitions of disability?

    4. (Included in full purchase)

      H–59: How are Disability Income benefit payments distributed?

    5. (Included in full purchase)

      H–60: How does a person who becomes permanently disabled survive?

    6. (Included in full purchase)

      H–61: Are there optional benefits available for a Disability Income policy?

    7. (Included in full purchase)

      Quiz # 15 - HQ-86 thru HQ-90 - Disability Income Insurance

    8. (Included in full purchase)

      HQ-86 Health Insurance Quiz Question

    9. (Included in full purchase)

      HQ-87 Health Insurance Quiz Question

    10. (Included in full purchase)

      HQ-88 Health Insurance Quiz Question

    11. (Included in full purchase)

      HQ-89 Health Insurance Quiz Question

    12. (Included in full purchase)

      HQ-90 Health Insurance Quiz Question

    13. (Included in full purchase)

      Disability Policies to Protect Businesses

    14. (Included in full purchase)

      H–62: What are the types of disability policies that protect businesses?

    15. (Included in full purchase)

      Quiz # 16 - HQ-91 thru HQ-95 - Disability Policies To Protect Business

    16. (Included in full purchase)

      HQ-91 Health Insurance Quiz Question

    17. (Included in full purchase)

      HQ-92 Health Insurance Quiz Question

    18. (Included in full purchase)

      HQ-93 Health Insurance Quiz Question

    19. (Included in full purchase)

      HQ-94 Health Insurance Quiz Question

    20. (Included in full purchase)

      HQ-95 Health Insurance Quiz Question

  8. 8

    Health Insurance Taxation

    1. (Included in full purchase)

      H–63: According to the IRS, what are Medical Care Expenses?

    2. (Included in full purchase)

      H–64: How can healthcare expenses be deducted each year?

    3. (Included in full purchase)

      H–65: What expenses are considered Deductible Medical Expenses?

    4. (Included in full purchase)

      H–66: Are Disability Income and Long Term Care policy benefits taxable?

    5. (Included in full purchase)

      Quiz # 17 - HQ-96 thru HQ-100 - Health Insurance Taxation

    6. (Included in full purchase)

      HQ-96 Health Insurance Quiz Question

    7. (Included in full purchase)

      HQ-97 Health Insurance Quiz Question

    8. (Included in full purchase)

      HQ-98 Health Insurance Quiz Question

    9. (Included in full purchase)

      HQ-99 Health Insurance Quiz Question

    10. (Included in full purchase)

      HQ-100 Health Insurance Quiz Question

  9. 9

    Next Steps

    1. (Included in full purchase)

      Next Steps

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