Life Insurance and Annuities Exam Prep Course

Virginia Life Insurance and Annuities Exam (11-05) Prep Course Includes Online Videos & E-Books for: Life Insurance and Annuities Regulations for USA Life Insurance and Annuities Regulations for Virginia Four(4) 105-Question Simulated License Exams Course Audiobook Recording LIVE Daily Coaching Call @ 9pm est

Meet Your Expert Instructor Michael McMeniman, LUTCF, CLTC

Michael McMeniman, LUTCF, CLTC has spent decades teaching Financial Services (10,000+ students), self-published 13 financial books and served 100's of families as both a Financial Professional and as a Pastor.

Course Curriculum

6 Chapters · 127 Lessons

  1. 1

    Life Insurance Basics

    1. (Included in full purchase)

      Life Insurance and Annuities Introduction

    2. (Included in full purchase)

      Suitability

    3. (Included in full purchase)

      L-1: Why do people need life insurance, anyway?

    4. (Included in full purchase)

      L-2: How much life insurance does a person need?

    5. (Included in full purchase)

      L-3: How do insurers determine life insurance premium rates?

    6. (Included in full purchase)

      L-4: How does a business use life insurance?

    7. (Included in full purchase)

      L-5: How do Deferred Compensation plans work?

    8. (Included in full purchase)

      Quiz # 1 - LQ-1 thru LQ-5

    9. (Included in full purchase)

      LQ-1 Life Insurance and Annuities Quiz Question

    10. (Included in full purchase)

      LQ-2 Life Insurance and Annuities Quiz Question

    11. (Included in full purchase)

      LQ-3 Life Insurance and Annuities Quiz Question

    12. (Included in full purchase)

      LQ-4 Life Insurance and Annuities Quiz Question

    13. (Included in full purchase)

      LQ-5 Life Insurance and Annuities Quiz Question

    14. (Included in full purchase)

      Types of Life Insurance

    15. (Included in full purchase)

      L-6: What are the basic types of traditional Life Insurance?

    16. (Included in full purchase)

      L-7: What is a Group Insurance policy?

    17. (Included in full purchase)

      L-8: What is a Variable Life Insurance policy?

    18. (Included in full purchase)

      L-9: What is a Viatical Settlement of a life insurance policy?

    19. (Included in full purchase)

      Quiz # 2 - LQ-6 thru LQ-10

    20. (Included in full purchase)

      LQ-6 Life Insurance and Annuities Quiz Question

    21. (Included in full purchase)

      LQ-7 Life Insurance and Annuities Quiz Question

    22. (Included in full purchase)

      LQ-8 Life Insurance and Annuities Quiz Question

    23. (Included in full purchase)

      LQ-9 Life Insurance and Annuities Quiz Question

    24. (Included in full purchase)

      LQ-10 Life Insurance and Annuities Quiz Question

    25. (Included in full purchase)

      Underwriting, Approval & Delivery

    26. (Included in full purchase)

      L-10: How do insurers underwrite a life insurance applicant?

    27. (Included in full purchase)

      L-11: What determinations can the underwriting process make?

    28. (Included in full purchase)

      L-12: When does insurance coverage begin?

    29. (Included in full purchase)

      L-13: Is it always a good idea to replace an existing policy?

    30. (Included in full purchase)

      Quiz # 3 - LQ-11 thru LQ-15

    31. (Included in full purchase)

      LQ-11 Life Insurance and Annuities Quiz Question

    32. (Included in full purchase)

      LQ-12 Life Insurance and Annuities Quiz Question

    33. (Included in full purchase)

      LQ-13 Life Insurance and Annuities Quiz Question

    34. (Included in full purchase)

      LQ-14 Life Insurance and Annuities Quiz Question

    35. (Included in full purchase)

      LQ-15 Life Insurance and Annuities Quiz Question

  2. 2

    Life Policy Basics

    1. (Included in full purchase)

      Simple Life Insurance Policies

    2. (Included in full purchase)

      L-14: What is Term Insurance?

    3. (Included in full purchase)

      L-15: What is Permanent Life Insurance?

    4. (Included in full purchase)

      L-16: What are some different ways to pay for permanent insurance?

    5. (Included in full purchase)

      Quiz # 4 - LQ-16 thru LQ-20

    6. (Included in full purchase)

      LQ-16 Life Insurance and Annuities Quiz Question

    7. (Included in full purchase)

      LQ-17 Life Insurance and Annuities Quiz Question

    8. (Included in full purchase)

      LQ-18 Life Insurance and Annuities Quiz Question

    9. (Included in full purchase)

      LQ-19 Life Insurance and Annuities Quiz Question

    10. (Included in full purchase)

      LQ-20 Life Insurance and Annuities Quiz Question

    11. (Included in full purchase)

      Advanced Life Insurance Policies

    12. (Included in full purchase)

      L-17: Are there policies that adjust to fit changes in the needs of the insured?

    13. (Included in full purchase)

      L-18: How can I cover the whole family with just one policy contract?

    14. (Included in full purchase)

      L-19: How can insurance be used to create income payments to a surviving family?

    15. (Included in full purchase)

      L-20: How can an employer provide insurance coverage for its employees?

    16. (Included in full purchase)

      L-21: How do I use life insurance to protect my family from my debt?

    17. (Included in full purchase)

      L-22: What is the purpose of Variable Life Insurance?

    18. (Included in full purchase)

      Quiz # 5 - LQ-21 thru LQ-30

    19. (Included in full purchase)

      LQ-21 Life Insurance and Annuities Quiz Question

    20. (Included in full purchase)

      LQ-22 Life Insurance and Annuities Quiz Question

    21. (Included in full purchase)

      LQ-23 Life Insurance and Annuities Quiz Question

    22. (Included in full purchase)

      LQ-24 Life Insurance and Annuities Quiz Question

    23. (Included in full purchase)

      LQ-25 Life Insurance and Annuities Quiz Question

    24. (Included in full purchase)

      LQ-26 Life Insurance and Annuities Quiz Question

    25. (Included in full purchase)

      LQ-27 Life Insurance and Annuities Quiz Question

    26. (Included in full purchase)

      LQ-28 Life Insurance and Annuities Quiz Question

    27. (Included in full purchase)

      LQ-29 Life Insurance and Annuities Quiz Question

    28. (Included in full purchase)

      LQ-30 Life Insurance and Annuities Quiz Question

  3. 3

    Life Policy Provisions

    1. (Included in full purchase)

      Standard Contract Provisions

    2. (Included in full purchase)

      L-23: Who decides what happens to an insurance policy?

    3. (Included in full purchase)

      L-24: What standard provisions are found in life insurance contracts?

    4. (Included in full purchase)

      L-25: When the insured dies, who gets the money?

    5. (Included in full purchase)

      L-26: What additional life policy provisions are common?

    6. (Included in full purchase)

      Quiz # 6 - LQ-31 thru LQ-40

    7. (Included in full purchase)

      LQ-31 Life Insurance and Annuities Quiz Question

    8. (Included in full purchase)

      LQ-32 Life Insurance and Annuities Quiz Question

    9. (Included in full purchase)

      LQ-33 Life Insurance and Annuities Quiz Question

    10. (Included in full purchase)

      LQ-34 Life Insurance and Annuities Quiz Question

    11. (Included in full purchase)

      LQ-35 Life Insurance and Annuities Quiz Question

    12. (Included in full purchase)

      LQ-36 Life Insurance and Annuities Quiz Question

    13. (Included in full purchase)

      LQ-37 Life Insurance and Annuities Quiz Question

    14. (Included in full purchase)

      LQ-38 Life Insurance and Annuities Quiz Question

    15. (Included in full purchase)

      LQ-39 Life Insurance and Annuities Quiz Question

    16. (Included in full purchase)

      LQ-40 Life Insurance and Annuities Quiz Question

    17. (Included in full purchase)

      Non-Forfeiture, Withdrawal and Settlement Options

    18. (Included in full purchase)

      L-27: What options exist for a policyowner if a cash value insurance policy lapses?

    19. (Included in full purchase)

      L-28: What happens when a policy with cash value is surrendered?

    20. (Included in full purchase)

      L-29: Are other optional riders available?

    21. (Included in full purchase)

      L-30: The insured has died; how can death benefits (proceeds) be distributed?

    22. (Included in full purchase)

      L-31: How do policyholders benefit when an insurer experiences financial success?

    23. (Included in full purchase)

      L-32: Can a policyowner receive a death benefit before the death of the insured?

    24. (Included in full purchase)

      Quiz # 7 - LQ-41 thru LQ-50

    25. (Included in full purchase)

      LQ-41 Life Insurance and Annuities Quiz Question

    26. (Included in full purchase)

      LQ-42 Life Insurance and Annuities Quiz Question

    27. (Included in full purchase)

      LQ-43 Life Insurance and Annuities Quiz Question

    28. (Included in full purchase)

      LQ-44 Life Insurance and Annuities Quiz Question

    29. (Included in full purchase)

      LQ-45 Life Insurance and Annuities Quiz Question

    30. (Included in full purchase)

      LQ-46 Life Insurance and Annuities Quiz Question

    31. (Included in full purchase)

      LQ-47 Life Insurance and Annuities Quiz Question

    32. (Included in full purchase)

      LQ-48 Life Insurance and Annuities Quiz Question

    33. (Included in full purchase)

      LQ-49 Life Insurance and Annuities Quiz Question

    34. (Included in full purchase)

      LQ-50 Life Insurance and Annuities Quiz Question

  4. 4

    Annuity Basics

    1. (Included in full purchase)

      Types, Funding and Benefits of Annuities

    2. (Included in full purchase)

      L-33: How can someone fund their financial needs for the rest of their lifetime?

    3. (Included in full purchase)

      L-34: What are the key roles in an annuity?

    4. (Included in full purchase)

      L-35: What factors determine the annuity benefit payment amount?

    5. (Included in full purchase)

      L-36: How are annuity payments paid to the annuitant?

    6. (Included in full purchase)

      Quiz # 8 - LQ-51 thru LQ-60

    7. (Included in full purchase)

      LQ-51 Life Insurance and Annuities Quiz Question

    8. (Included in full purchase)

      LQ-52 Life Insurance and Annuities Quiz Question

    9. (Included in full purchase)

      LQ-53 Life Insurance and Annuities Quiz Question

    10. (Included in full purchase)

      LQ-54 Life Insurance and Annuities Quiz Question

    11. (Included in full purchase)

      LQ-55 Life Insurance and Annuities Quiz Question

    12. (Included in full purchase)

      LQ-56 Life Insurance and Annuities Quiz Question

    13. (Included in full purchase)

      LQ-57 Life Insurance and Annuities Quiz Question

    14. (Included in full purchase)

      LQ-58 Life Insurance and Annuities Quiz Question

    15. (Included in full purchase)

      LQ-59 Life Insurance and Annuities Quiz Question

    16. (Included in full purchase)

      LQ-60 Life Insurance and Annuities Quiz Question

    17. (Included in full purchase)

      Annuity Uses and Suitability

    18. (Included in full purchase)

      L-37: What are the major advantages of an annuity?

    19. (Included in full purchase)

      L-38: How can I use an annuity?

    20. (Included in full purchase)

      L-39: What are some unique types of annuities?

    21. (Included in full purchase)

      L-40: Do annuity contracts have any special rules?

    22. (Included in full purchase)

      Quiz # 9 - LQ-61 thru LQ-65

    23. (Included in full purchase)

      LQ-61 Life Insurance and Annuities Quiz Question

    24. (Included in full purchase)

      LQ-62 Life Insurance and Annuities Quiz Question

    25. (Included in full purchase)

      LQ-63 Life Insurance and Annuities Quiz Question

    26. (Included in full purchase)

      LQ-64 Life Insurance and Annuities Quiz Question

    27. (Included in full purchase)

      LQ-65 Life Insurance and Annuities Quiz Question

  5. 5

    Life Taxation & Retirement Plans

    1. (Included in full purchase)

      How and When Insurance Products are Taxed

    2. (Included in full purchase)

      IRA Uses, Taxation and Rollovers

  6. 6

    Next Steps

    1. (Included in full purchase)

      Next Steps

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